http://debtkillerdiaries.today.com Killing Is My Business.... Mon, 10 Aug 2009 20:58:58 +0000 http://backend.userland.com/rss092 en What controls or triggers your internal impulse mechanism to spend cash on material things? -Society/Peer Pressure? -Necessity? -Habit/Addiction? For me, the ADD seemed to kick in to high gear as soon as I set foot inside a big box store, replete with all the bells, whistles and trinkets one could ever ... http://debtkillerdiaries.today.com/2009/08/10/do-your-impulses-control-you/ According to the Administrative Office of the U.S. Courts, there were 1,153,412 personal/consumer bankruptcy filings from March 2007 to March 2008. Splendid news, eh? Means it's ok to go out and file because at least 32.4% more of us US-ians are filing, right? How about no. ... http://debtkillerdiaries.today.com/2009/08/09/bankruptcy-pros-and-cons-for-the-peon/ Apart from being the world's leading expert on procrastination , I'm also pretty good at finding free stuff to do. It's what you do when you live on low funds! Does it take some creativity and research? SURE! But, seriously, most free activities are better and more enjoyable ... http://debtkillerdiaries.today.com/2009/08/05/free-entertainment-5-things-that-dont-cost-a-cent/ While I understand the importance of SEO and traffic-increasing practices, it is not my sole purpose. Recently, I was approached by the owner of a debt consolidation-type website. I was kind of psyched because this was a site that I had actually visited before and found to be reasonably helpful. ... http://debtkillerdiaries.today.com/2009/08/03/the-debt-killer-diaries-how-i-roll/       I've come to realize, lately, that the maddening cycle of debt and depression starts and stops right here. With me.   This blinding epiphony comes in the wake of laying down and being trampled again by the circumstances otherwise known as life.  After having given up, when even a ... http://debtkillerdiaries.today.com/2009/08/02/debt-depression-the-cycle-continues/       Does it even matter?   Depression, sometimes being cause by chemical imbalances, can be the cause of debt, especially the stupid variety.   You'll do anything to take your mind off the pain.  Anything to numb the overwhelming feelings.  This can lead to expensive and destructive habits such as gambling, drugs and even shopping ... http://debtkillerdiaries.today.com/2009/06/20/debt-or-depression-which-comes-first/ The real truth about online payday loans.... Run the other way.  Seriously.  If you think it's a quick fix that you'll be able to get out of next week, you'd better pick up a magnifying glass and read that fine print a little closer! I'm happy to say that we never fell ... http://debtkillerdiaries.today.com/2009/05/08/so-you-think-you-want-a-payday-loan/   It didn't take one cent to get in to debt, nor sense-in my case, but it takes many cents to get back out of debt and on the road to being financially free and responsible.  There are 10 gazillion "Ways to Make Money" online, and off, about 9.99 gazillion of ... http://debtkillerdiaries.today.com/2009/04/26/making-moneykilling-debt/ So, if I can make such an utter and complete mess of finances for so many years, maybe you wonder how I keep track of anything.  First, let me inform you that I have lived much of my life with a raging case of undiagnosed ADD.  I never even realized ... http://debtkillerdiaries.today.com/2009/04/24/weapons-of-mass-debt-destruction/ Hey, just a quickie to let you know that April's Debt Killing Report has now been issued.  You can find it here: Killing Debt Feel free to share your own debt killing progress.  Or just follow my sick-twisted journey towards freedom from financial constraints!       http://debtkillerdiaries.today.com/2009/04/23/april-debt-killing-update/